Stay Fit

What is Fitness and Wellness Insurance?

Fitness and Wellness Insurance from PHLY protects businesses and individuals who provide fitness, health, and wellness services. This coverage helps protect them from liability, whether it’s injuries to participants, damage to a facility or equipment, online vulnerability, on-site daycares, and many other exposures. For this growing industry, PHLY offers flexible, customized insurance policies for your fitness business clients. These include:

  • General and Professional Liability coverage (limits to $1M each occurrence/$3M aggregate, with higher limits available)
  • Property coverage
  • Automobile coverage
  • Crime and Fidelity benefits

And umbrella coverage with large excess limits is also available. In total, it’s the fitness professional liability coverage your clients need.

Who is Fitness and Wellness Insurance for?

Because fitness is so important to health and wellness and available through various activities, PHLY insures a broad range of fitness businesses and individual trainers. These include:

  • Fitness studios and personal trainers
  • Dance studios and personal instructors
  • Martial arts studios and personal instructors
  • Pilates studios and personal instructors
  • Yoga studios and personal instructors
  • Health clubs and personal trainers
  • Spas and salons and personal instructors

And if your client needs gym insurance, health club insurance, online fitness insurance, or wellness center insurance, PHLY’s got them covered. Find out what we can do for you and your client by completing the form to the right.

Why PHLY?

Choose PHLY for our industry experience, customer commitment and fast application.

PHLY has more than 20 years of experience insuring studios, personal trainers, and health clubs. You can trust that PHLY understands what your clients need.

As a company, PHLY is highly committed to the health and wellness of its employees, with over 90% using the on-site gym and over 10% participating in annual athletic events. PHLY lives the philosophy of health and wellness, and understands how important it is to insure the individuals and businesses of this vital industry.

PHLY also knows your time is valuable, so we’ve made it easy to apply online and be issued coverage in minutes.

 

Find out more about Fitness and Wellness Insurance

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